kasasa products_free checking

Free Kasasa Cash® Checking

With Kasasa Cash, we pay you to bank with us. Enjoy high interest and refunds on ATM withdrawal fees, nationwide!*

Benefits

 

  • Free checking that pays high interest
  • 3.00% APY* on balances up to $15,000
  • 3.00% APY to 0.61% APY on balances over $15,000 depending on balance in account*
  • 0.05% APY* if qualifications aren’t met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Link to free Kasasa Saver® to build savings automatically [to link to K Saver product page]
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Free online banking with bill pay
  • Free eStatements
  • Free mobile banking
  • Free Master Card® debit card
  • $0.01 minimum deposit to open

 

Qualifying for these rewards is a snap.

 

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

 

  • At least 12 debit card purchases
  • Be enrolled in and review eStatements
  • Be enrolled in and log into online banking

If for some reason you end up not meeting these qualifications, don’t worry — your account is still free.

And you’ll still earn our base rate. The very next cycle that you qualify, you can get right back to earning your full rewards.

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Free Kasasa Saver®

Make saving effortless. Add this interest-earning account to your Kasasa® checking to grow your savings.

Benefits

  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 1.00% APY* on balances up to $50,000
  • 1.00% APY to 0.50% APY on balances over $50,000 depending on balance in account*
  • 0.05% APY* if qualifications are not met in Kasasa Cash
  • No monthly maintenance fees
  • No minimum balance to earn rewards
  • Free online banking
  • Free eStatements
  • Free mobile banking
  • $0.01 minimum deposit to open

 

Qualifying for the higher Kasasa Saver rate: there’s nothing to it!

Qualifying for your Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and review eStatements
  • Be enrolled in and log into online banking

If you don’t meet these qualifications, don’t worry —

You will still earn our base rate on Kasasa Saver and get right back to earning full rewards the very next cycle that you qualify.

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Kasasa Protect banner

Kasasa Protect®

Ready or not, there's a battle underway for your information. Defend your credit and identity simply by adding Kasasa Protect® to your checking account.* Kasasa Cash checking account holders get the exclusive price of only $7.99 per month. All other checking account holders may add Kasasa Protect for a mere $10.99 per month. That’s a small price to pay for big protection.

 

  • Comprehensive identity protection and restoration solution*
  • Employs around-the-clock monitoring for fraudulent activity
  • Immediately alerts you to any suspicious activity
  • Quick, hands-on process of restoring your information should fraud occur
  • Full suite of offerings, including:
    • 24/7 credit monitoring
    • Annual credit reports
    • Monthly credit score and tracker
    • Dark web monitoring
    • Lost wallet protection
    • Identity restoration
  • Coverage from every angle provides peace of mind
  • Funds directly deducted from your checking every month — no credit card needed!
  • Exclusive pricing for all Kasasa® checking account holders — $7.99 per month
  • All other checking account holders — $10.99 per month
  • Not locked into a contract; no time commitment necessaryActivate Kasasa Protect in minutes   
  • 24/7 Credit Monitoring
  • Add Kasasa Protect to receive around-the-clock coverage from every angle

Service Details

  • Upon enrollment, Kasasa Protect starts working immediately. However, be sure to log in and verify your identity so that you can get the most value out of this service. Just check your email for your activation link or visit secure.kasasaprotect.com.
  • Get around-the-clock notices about important changes in your credit report, including:
    • Loan data
    • Inquiries
    • New accounts
    • Judgments
    • Liens
    • And more
  • The fastest and simplest way to guard against fraudulent activity

 

Credit Reporting

  • Receive full access to annual credit report from TransUnion
  • Provides deep insight into your credit record
  • Helps you proactively manage your financial health and monitor your identity

 

Monthly Credit Score & Tracker

  • Regular review of your credit score, helping you stay on top of your credit
  • Avoid the cost of pulling full credit reports
  • View trends over time and find out exactly what’s moving your number

 

Dark Web Monitoring

    • Allows you to keep close tabs on your identity online
    • Scans millions of international sources in real time
    • Quickly spots stolen data that could identify you, such as a social security number or medical identification numbers

 

Lost Wallet Protection

  • In the event of a lost or stolen wallet:
    • One convenient point of contact handles cancellation and replacement of all your important documents
    • Restoration through your agent includes: your cards, licenses, social security cards, insurance cards, passports, military IDs, and even traveler’s checks

 

Identity Restoration

  • Helpful advice and resolution services provided the instant fraud occurs
  • Certified specialists file, dispute, and resolve issues with your credit or other vital records, including:
    • Filing fraud alerts
    • Placing credit freezes at different bureaus
    • Notifying authorities