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Peoples Bank wants to provide products that meet the financial needs of our great customers. Find a product below that not only meets your financial needs, but also provides a ton of FREE stuff as well!!

Benefits

 

  • FREE checking that pays high interest
  • 5.12% APY* on balances up to $15,000
  • 5.12% APY* to 1.22% APY* on balances over $15,000 depending on balance in account #
  • 0.05% APY* if qualifications aren’t met +
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly) ^
  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • FREE thank you gift
  • FREE online banking with bill pay
  • FREE eStatements
  • FREE mobile banking
  • FREE Master Card® debit card
  • $0.01 minimum deposit to open

Earning your rewards is so easy that you’re probably already doing it!

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and review eStatements
  • Be enrolled in and log into online banking

View the 2020 Kasasa Qualification Cycle Dates.

If for some reason you end up not meeting these qualifications, don’t worry — your account is still FREE.

And you’ll still earn our base rate. The very next cycle that you qualify, you can get right back to earning your full rewards.

Only residents of Columbia County, Arkansas may open Kasasa Cash ® online.

click here to open

*Annual Percentage Yield. Interest rate is accurate as of March 10, 2020. Rate may be subject to change at any time.

# When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $15,000 in your Kasasa Cash account earn an interest rate of 5.00% resulting in an APY of 5.12%; and daily balances over $15,000 earn an interest rate of .25% on the portion of the daily balance over $15,000, resulting in a range from 1.22% to 5.12% APY depending on the account’s daily balance.

+ When your Kasasa Cash qualifications are not met, the interest rate earned on the account’s entire average daily balance will be 0.05% resulting in an annual percentage yield of 0.05% APY and ATM withdrawal fees are not refunded. Interest will be credited to your Kasasa Cash account on the last day of the current statement cycle.

^ You will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. Nationwide ATM withdrawal fee reimbursements will be credited to your account on the last day of the current statement cycle.

Bonus Information:

Our bank will provide a free thank you gift (a $10.00 value) as an account opening bonus to individuals at least 18 years of age who open and fund a new Kasasa Cash account at any of our bank branch locations.
This free thank you gift will be provided to you at the time you open and fund your new Kasasa Cash account at a one of our bank branch locations. We reserve the right to substitute a gift of similar value. Free gift may be reported on a 1099 INT or 1099 MISC.
No minimum balance is required to obtain this bonus. $0.01 minimum deposit is required to open the account.

Additional Information:

There are no recurring monthly maintenance charges or fees to open this account. A fee of $15.00 will be charged for any checking account opened and closed within six (6) months.
Contact one of our bank service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
“Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle.
Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions and transfers between accounts do not count towards qualifying debit card transactions.
Limit one account per SSN.

  • $.01 minimum deposit required to open
  • No Minimum Balance
  • No Monthly Service Charge
  • No Per Check Charge

PLUS…

  • FREE Thank You Gift
  • FREE Debit Card
  • FREE Online Banking and Bill Pay
  • FREE Mobile Banking
  • FREE eStatements
  • FREE Return of Check Images
  • FREE Easy to Balance Monthly Statements

We BUY BACK your unused checks and debit cards from another financial institution!  We’ll pay you up to $10 for checks and debit cards from other financial institutions at the time the checks/debit cards are presented.

click here to open

  • FREE for customers age 50 or better!
  • $.01 minimum deposit required to open
  • FREE Personalized Checks
  • Competitive Interest
  • No Minimum Balance
  • No Monthly Service Charge
  • No Per Check Charge

PLUS…

  • FREE Thank You Gift
  • FREE Debit Card
  • FREE Online Banking and Bill Pay
  • FREE Mobile Banking
  • FREE eStatements
  • FREE Return of Check Images
  • FREE Easy to Balance Monthly Statements

We BUY BACK your unused checks and debit cards from another financial institution!  We’ll pay you up to $10 for checks and debit cards from other financial institutions at the time the checks/debit cards are presented.

click here to open

  • Our highest personal checking interest rate
  • $.01 minimum deposit required to open
  • FREE Personalized Checks
  • Competitive Interest
  • No Minimum Balance
  • Only $6 Monthly Charge if minimum balance falls below $2500
  • No Per Check Charge

PLUS…

  • FREE Thank You Gift
  • FREE Debit Card
  • FREE Online Banking and Bill Pay
  • FREE Mobile Banking
  • FREE eStatements
  • FREE Return of Check Images
  • FREE Easy to Balance Monthly Statements

We BUY BACK your unused checks and debit cards from another financial institution!  We’ll pay you up to $10 for checks and debit cards from other financial institutions at the time the checks/debit cards are presented.

click here to open

  • $.01 minimum deposit required to open
  • No Minimum Balance
  • No Monthly Service Charge
  • 1,000 FREE Monthly Transaction Items*
  • $10,000 FREE coin/currency deposited per month. **

PLUS…

  • FREE Thank You Gift
  • FREE Debit Card
  • FREE Online Banking and Bill Pay
  • FREE Mobile Banking
  • FREE eStatements
  • FREE Return of Check Images
  • FREE Easy to Balance Monthly Statements

We BUY BACK your unused checks and debit cards from another financial institution!  We’ll pay you up to $10 for checks and debit cards from other financial institutions at the time the checks/debit cards are presented.

 

*Transactions include all debits and credits. If the Totally Free Business or Business Interest account exceeds 1,000 free monthly transactions, the account may be converted to another checking product.

**If the account exceeds $10,000 free monthly coin/currency deposited per month, the Totally Free Business or Business Interest account may be converted to another checking product.

  • $.01 minimum deposit required to open
  • Competitive interest rate paid on available balances.
  • 1,000 FREE Monthly Transaction Items*
  • Only $5,000 minimum balance to avoid a low monthly fee of $6
  • $10,000 FREE coin/currency deposited per month. **

PLUS…

  • FREE Thank You Gift
  • FREE Debit Card
  • FREE Online Banking and Bill Pay
  • FREE Mobile Banking
  • FREE eStatements
  • FREE Return of Check Images
  • FREE Easy to Balance Monthly Statements

We BUY BACK your unused checks and debit cards from another financial institution!  We’ll pay you up to $10 for checks and debit cards from other financial institutions at the time the checks/debit cards are presented.

 

*Transactions include all debits and credits. If the Totally Free Business or Business Interest account exceeds 1,000 free monthly transactions, the account may be converted to another checking product.

**If the account exceeds $10,000 free monthly coin/currency deposited per month, the Totally Free Business or Business Interest account may be converted to another checking product.

Benefits

  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 1.00% APY* on balances up to $50,000
  • 1.00% APY to 0.50% APY on balances over $50,000 depending on balance in account*
  • 0.05% APY* if qualifications are not met in Kasasa Cash
  • No monthly maintenance fees
  • No minimum balance to earn rewards
  • Free online banking
  • Free eStatements
  • Free mobile banking
  • $0.01 minimum deposit to open

 

Qualifying for the higher Kasasa Saver rate: there’s nothing to it!

Qualifying for your Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and review eStatements
  • Be enrolled in and log into online banking

If you don’t meet these qualifications, don’t worry —

You will still earn our base rate on Kasasa Saver and get right back to earning full rewards the very next cycle that you qualify.

*Annual Percentage Yield

*Interest rate accurate as of July 10, 2019

*Rate may be subject to change at any time.

click here to open

  • $0.01 minimum deposit required to open
  • $2 monthly service charge if daily balance falls below $200
    (Service charge waived first month)
  • No service charge for minor accounts until age 18
  • Interest compounded quarterly
  • Three withdrawals per quarter at no charge
    ($3 for every following withdrawal)
  • $5 closing fee if account is open less than 6 months
  • Quarterly statement (no checks or images provided, but images available online) sent by mail or email

click here to open

  • No minimum deposit required to open
  • Qualifying contributions are tax deductible
  • Withdrawals are tax free when used for qualified health expenses
  • Monthly Imaged Statement sent by email
  • Interest rate subject to rate schedule, rates are tiered based on account balance
  • Must have High Deductible Health Plan

click here to open

What is Round Up Savings? It’s a fun way to build up your savings account, with an affordable opening balance. Each time you use your debit card, we round up your purchase amount to the nearest dollar and your checking account is charged for the even dollar amount. The difference is then automatically transferred to your Round Up Savings account.

 

  • $0.01 minimum deposit required to open
  • $2 monthly service charge if daily balance falls below $200 unless the customer has a round Up transaction that month
  • No service charge for minor accounts until age 18
  • Interest compounded quarterly
  • Three withdrawals per quarter at no charge
    ($3 for every following withdrawal)
  • $5 closing fee if account is open less than 6 months
  • Quarterly statement (no checks or images provided, but images available online) sent by email.

1.10% interest rate  1.11% APY*

Offer is effective and APY is accurate beginning March 26th, 2020.

*Annual Percentage Yield; substantial penalty for early withdrawal.

Only $1,000 minimum deposit is required.

click here to open

1.10% interest rate  1.11% APY*

Offer is effective and APY is accurate beginning March 26th, 2020.

*Annual Percentage Yield; substantial penalty for early withdrawal.

Only $1,000 minimum deposit is required.

click here to open

1.20% interest rate 1.21% APY*

Offer is effective and APY is accurate beginning March 26th, 2020.

*Annual Percentage Yield; substantial penalty for early withdrawal.

Only $1,000 minimum deposit is required.

click here to open

Overdraft Coverage Options