Products

money and calculator

Peoples Bank wants to provide products that meet the financial needs of our great customers. Find a product below that not only meets your financial needs, but also provides a ton of FREE stuff as well!!

  • $.01 minimum deposit required to open
  • No Minimum Balance
  • No Monthly Service Charge
  • No Per Check Charge

PLUS…

  • FREE Thank You Gift
  • FREE Debit Card
  • FREE Online Banking and Bill Pay
  • FREE Mobile Banking
  • FREE eStatements
  • FREE Return of Check Images
  • FREE Easy to Balance Monthly Statements

We BUY BACK your unused checks and debit cards from another financial institution!  We’ll pay you up to $10 for checks and debit cards from other financial institutions at the time the checks/debit cards are presented.

  • FREE for customers age 50 or better!
  • $.01 minimum deposit required to open
  • FREE Personalized Checks
  • Competitive Interest
  • No Minimum Balance
  • No Monthly Service Charge
  • No Per Check Charge

PLUS…

  • FREE Thank You Gift
  • FREE Debit Card
  • FREE Online Banking and Bill Pay
  • FREE Mobile Banking
  • FREE eStatements
  • FREE Return of Check Images
  • FREE Easy to Balance Monthly Statements

We BUY BACK your unused checks and debit cards from another financial institution!  We’ll pay you up to $10 for checks and debit cards from other financial institutions at the time the checks/debit cards are presented.

  • $.01 minimum deposit required to open
  • Competitive Interest
  • No Minimum Balance
  • No Monthly Service Charge
  • No Per Check Charge

PLUS…

  • FREE Thank You Gift
  • FREE Debit Card
  • FREE Online Banking and Bill Pay
  • FREE Mobile Banking
  • FREE eStatements
  • FREE Return of Check Images
  • FREE Easy to Balance Monthly Statements

We BUY BACK your unused checks and debit cards from another financial institution!  We’ll pay you up to $10 for checks and debit cards from other financial institutions at the time the checks/debit cards are presented.

  • Our highest personal checking interest rate
  • $.01 minimum deposit required to open
  • FREE Personalized Checks
  • Competitive Interest
  • No Minimum Balance
  • Only $6 Monthly Charge if minimum balance falls below $2500
  • No Per Check Charge

PLUS…

  • FREE Thank You Gift
  • FREE Debit Card
  • FREE Online Banking and Bill Pay
  • FREE Mobile Banking
  • FREE eStatements
  • FREE Return of Check Images
  • FREE Easy to Balance Monthly Statements

We BUY BACK your unused checks and debit cards from another financial institution!  We’ll pay you up to $10 for checks and debit cards from other financial institutions at the time the checks/debit cards are presented.

  • $.01 minimum deposit required to open
  • No Minimum Balance
  • No Monthly Service Charge
  • 1,000 FREE Monthly Transaction Items*
  • $10,000 FREE coin/currency deposited per month. **

PLUS…

  • FREE Thank You Gift
  • FREE Debit Card
  • FREE Online Banking and Bill Pay
  • FREE Mobile Banking
  • FREE eStatements
  • FREE Return of Check Images
  • FREE Easy to Balance Monthly Statements

We BUY BACK your unused checks and debit cards from another financial institution!  We’ll pay you up to $10 for checks and debit cards from other financial institutions at the time the checks/debit cards are presented.

 

*Transactions include all debits and credits. If the Totally Free Business or Business Interest account exceeds 1,000 free monthly transactions, the account may be converted to another checking product.

**If the account exceeds $10,000 free monthly coin/currency deposited per month, the Totally Free Business or Business Interest account may be converted to another checking product.

  • $.01 minimum deposit required to open
  • Competitive interest rate pain on available balances.
  • 1,000 FREE Monthly Transaction Items*
  • Only $5,000 minimum balance to avoid a low monthly fee of $6
  • $10,000 FREE coin/currency deposited per month. **

PLUS…

  • FREE Thank You Gift
  • FREE Debit Card
  • FREE Online Banking and Bill Pay
  • FREE Mobile Banking
  • FREE eStatements
  • FREE Return of Check Images
  • FREE Easy to Balance Monthly Statements

We BUY BACK your unused checks and debit cards from another financial institution!  We’ll pay you up to $10 for checks and debit cards from other financial institutions at the time the checks/debit cards are presented.

 

*Transactions include all debits and credits. If the Totally Free Business or Business Interest account exceeds 1,000 free monthly transactions, the account may be converted to another checking product.

**If the account exceeds $10,000 free monthly coin/currency deposited per month, the Totally Free Business or Business Interest account may be converted to another checking product.

  • $.01 minimum deposit required to open
  • Earnings credit allowance on deposit balances may offset activity fees
  • Only $15 monthly service charge
  • Transaction items are just $0.15 each*
  • Coin and currency deposits are just $0.50 per $1,000

PLUS…

  • FREE Thank You Gift
  • FREE Debit Card
  • FREE Online Banking and Bill Pay
  • FREE Mobile Banking
  • FREE eStatements
  • FREE Return of Check Images
  • FREE Easy to Balance Monthly Statements

We BUY BACK your unused checks and debit cards from another financial institution!  We’ll pay you up to $10 for checks and debit cards from other financial institutions at the time the checks/debit cards are presented.

 

*Transactions include all debits and credits. If the Totally Free Business or Business Interest account exceeds 1,000 free monthly transactions, the account may be converted to another checking product.

  • $0.01 minimum deposit required to open
  • $2 monthly service charge if daily balance falls below $200
    (Service charge waived first month)
  • No service charge for minor accounts until age 18
  • Interest compounded quarterly
  • Three withdrawals per quarter at no charge
    ($3 for every following withdrawal)
  • $5 closing fee if account is open less than 6 months
  • Quarterly statement (no checks or images provided, but images available online) sent by mail or email
  • No minimum deposit required to open
  • Qualifying contributions are tax deductible
  • Withdrawals are tax free when used for qualified health expenses
  • Monthly Imaged Statement sent by email
  • Interest rate subject to rate schedule, rates are tiered based on account balance
  • Must have High Deductible Health Plan

What is Round Up Savings? It’s a fun way to build up your savings account, with an affordable opening balance. Each time you use your debit card, we round up your purchase amount to the nearest dollar and your checking account is charged for the even dollar amount. The difference is then automatically transferred to your Round Up Savings account.

 

  • $0.01 minimum deposit required to open
  • $2 monthly service charge if daily balance falls below $200 unless the customer has a round Up transaction that month
  • No service charge for minor accounts until age 18
  • Interest compounded quarterly
  • Three withdrawals per quarter at no charge
    ($1 for every following withdrawal)
  • $5 closing fee if account is open less than 6 months
  • Quarterly statement (no checks or images provided, but images available online) sent by email.
  • $1000 minimum deposit required to open
  • Interest compounded, direct deposited or paid by check monthly, quarterly, or at maturity.
  • Withdrawals made before account maturity will result in penalty.

Overdraft Coverage Options