Products

money and calculator

Peoples Bank wants to provide products that meet the financial needs of our great customers. Find a product below that not only meets your financial needs, but also provides a ton of FREE stuff as well!!

Benefits

 

  • Free checking that pays high interest
  • 3.00% APY* on balances up to $15,000
  • 3.00% APY to 0.61% APY on balances over $15,000 depending on balance in account*
  • 0.05% APY* if qualifications aren’t met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Link to free Kasasa Saver® to build savings automatically [to link to K Saver product page]
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Free online banking with bill pay
  • Free eStatements
  • Free mobile banking
  • Free Visa® debit card
  • $0.01 minimum deposit to open

 

Qualifying for these rewards is a snap.

 

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

 

  • At least 12 debit card purchases
  • Be enrolled in and review eStatements
  • Be enrolled in and log into online banking

If for some reason you end up not meeting these qualifications, don’t worry — your account is still free.

And you’ll still earn our base rate. The very next cycle that you qualify, you can get right back to earning your full rewards.

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  • $.01 minimum deposit required to open
  • No Minimum Balance
  • No Monthly Service Charge
  • No Per Check Charge

PLUS…

  • FREE Thank You Gift
  • FREE Debit Card
  • FREE Online Banking and Bill Pay
  • FREE Mobile Banking
  • FREE eStatements
  • FREE Return of Check Images
  • FREE Easy to Balance Monthly Statements

We BUY BACK your unused checks and debit cards from another financial institution!  We’ll pay you up to $10 for checks and debit cards from other financial institutions at the time the checks/debit cards are presented.

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  • FREE for customers age 50 or better!
  • $.01 minimum deposit required to open
  • FREE Personalized Checks
  • Competitive Interest
  • No Minimum Balance
  • No Monthly Service Charge
  • No Per Check Charge

PLUS…

  • FREE Thank You Gift
  • FREE Debit Card
  • FREE Online Banking and Bill Pay
  • FREE Mobile Banking
  • FREE eStatements
  • FREE Return of Check Images
  • FREE Easy to Balance Monthly Statements

We BUY BACK your unused checks and debit cards from another financial institution!  We’ll pay you up to $10 for checks and debit cards from other financial institutions at the time the checks/debit cards are presented.

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  • Our highest personal checking interest rate
  • $.01 minimum deposit required to open
  • FREE Personalized Checks
  • Competitive Interest
  • No Minimum Balance
  • Only $6 Monthly Charge if minimum balance falls below $2500
  • No Per Check Charge

PLUS…

  • FREE Thank You Gift
  • FREE Debit Card
  • FREE Online Banking and Bill Pay
  • FREE Mobile Banking
  • FREE eStatements
  • FREE Return of Check Images
  • FREE Easy to Balance Monthly Statements

We BUY BACK your unused checks and debit cards from another financial institution!  We’ll pay you up to $10 for checks and debit cards from other financial institutions at the time the checks/debit cards are presented.

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  • $.01 minimum deposit required to open
  • No Minimum Balance
  • No Monthly Service Charge
  • 1,000 FREE Monthly Transaction Items*
  • $10,000 FREE coin/currency deposited per month. **

PLUS…

  • FREE Thank You Gift
  • FREE Debit Card
  • FREE Online Banking and Bill Pay
  • FREE Mobile Banking
  • FREE eStatements
  • FREE Return of Check Images
  • FREE Easy to Balance Monthly Statements

We BUY BACK your unused checks and debit cards from another financial institution!  We’ll pay you up to $10 for checks and debit cards from other financial institutions at the time the checks/debit cards are presented.

 

*Transactions include all debits and credits. If the Totally Free Business or Business Interest account exceeds 1,000 free monthly transactions, the account may be converted to another checking product.

**If the account exceeds $10,000 free monthly coin/currency deposited per month, the Totally Free Business or Business Interest account may be converted to another checking product.

  • $.01 minimum deposit required to open
  • Competitive interest rate paid on available balances.
  • 1,000 FREE Monthly Transaction Items*
  • Only $5,000 minimum balance to avoid a low monthly fee of $6
  • $10,000 FREE coin/currency deposited per month. **

PLUS…

  • FREE Thank You Gift
  • FREE Debit Card
  • FREE Online Banking and Bill Pay
  • FREE Mobile Banking
  • FREE eStatements
  • FREE Return of Check Images
  • FREE Easy to Balance Monthly Statements

We BUY BACK your unused checks and debit cards from another financial institution!  We’ll pay you up to $10 for checks and debit cards from other financial institutions at the time the checks/debit cards are presented.

 

*Transactions include all debits and credits. If the Totally Free Business or Business Interest account exceeds 1,000 free monthly transactions, the account may be converted to another checking product.

**If the account exceeds $10,000 free monthly coin/currency deposited per month, the Totally Free Business or Business Interest account may be converted to another checking product.

  • $.01 minimum deposit required to open
  • Earnings credit allowance on deposit balances may offset activity fees
  • Only $15 monthly service charge
  • Transaction items are just $0.15 each*
  • Coin and currency deposits are just $0.50 per $1,000

PLUS…

  • FREE Thank You Gift
  • FREE Debit Card
  • FREE Online Banking and Bill Pay
  • FREE Mobile Banking
  • FREE eStatements
  • FREE Return of Check Images
  • FREE Easy to Balance Monthly Statements

We BUY BACK your unused checks and debit cards from another financial institution!  We’ll pay you up to $10 for checks and debit cards from other financial institutions at the time the checks/debit cards are presented.

 

*Transactions include all debits and credits. If the Totally Free Business or Business Interest account exceeds 1,000 free monthly transactions, the account may be converted to another checking product.

Benefits

  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 1.00% APY* on balances up to $50,000
  • 1.00% APY to 0.50% APY on balances over $50,000 depending on balance in account*
  • 0.05% APY* if qualifications are not met in Kasasa Cash
  • No monthly maintenance fees
  • No minimum balance to earn rewards
  • Free online banking
  • Free eStatements
  • Free mobile banking
  • $0.01 minimum deposit to open

 

Qualifying for the higher Kasasa Saver rate: there’s nothing to it!

Qualifying for your Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and review eStatements
  • Be enrolled in and log into online banking

If you don’t meet these qualifications, don’t worry —

You will still earn our base rate on Kasasa Saver and get right back to earning full rewards the very next cycle that you qualify.

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  • $0.01 minimum deposit required to open
  • $2 monthly service charge if daily balance falls below $200
    (Service charge waived first month)
  • No service charge for minor accounts until age 18
  • Interest compounded quarterly
  • Three withdrawals per quarter at no charge
    ($3 for every following withdrawal)
  • $5 closing fee if account is open less than 6 months
  • Quarterly statement (no checks or images provided, but images available online) sent by mail or email

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  • No minimum deposit required to open
  • Qualifying contributions are tax deductible
  • Withdrawals are tax free when used for qualified health expenses
  • Monthly Imaged Statement sent by email
  • Interest rate subject to rate schedule, rates are tiered based on account balance
  • Must have High Deductible Health Plan

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What is Round Up Savings? It’s a fun way to build up your savings account, with an affordable opening balance. Each time you use your debit card, we round up your purchase amount to the nearest dollar and your checking account is charged for the even dollar amount. The difference is then automatically transferred to your Round Up Savings account.

 

  • $0.01 minimum deposit required to open
  • $2 monthly service charge if daily balance falls below $200 unless the customer has a round Up transaction that month
  • No service charge for minor accounts until age 18
  • Interest compounded quarterly
  • Three withdrawals per quarter at no charge
    ($3 for every following withdrawal)
  • $5 closing fee if account is open less than 6 months
  • Quarterly statement (no checks or images provided, but images available online) sent by email.

1.95% APR  1.97% APY*

Offer is effective and APY is accurate from 8/1/2018 through 9/28/2018.

*Annual Percentage Yield; substantial penalty for early withdrawal.

Only $1,000 minimum deposit is required.

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2.20% APR  2.22% APY*

Offer is effective and APY is accurate from 8/1/2018 through 9/28/2018.

*Annual Percentage Yield; substantial penalty for early withdrawal.

Only $1,000 minimum deposit is required.

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2.55% APR 2.58% APY*

Offer is effective and APY is accurate from 8/1/2018 through 9/28/2018.

*Annual Percentage Yield; substantial penalty for early withdrawal.

Only $1,000 minimum deposit is required.

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Overdraft Coverage Options